|
All agents are NOT alike! Find out why I am a top real estate expert. It's the experience! Call me: 505-263-4423.
|
Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >
|
 Compare
three mortgages at one time. Download TripleCalc now. It's
free. |
|
|
|
Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Ed Smith, a proven Albuquerque and Rio Rancho, New Mexico NUMBER1EXPERT™ Top Selling real estate agent. Find Albuquerque and Rio Rancho Homes - Find Albuquerque and Rio Rancho, New Mexico real estate listings & homes for sale provided by Ed Smith, your local expert real estate agent. New Construction, University For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Ed Smith, a proven Albuquerque and Rio Rancho, New Mexico NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Ed Smith, a proven Albuquerque and Rio Rancho, New Mexico NUMBER1EXPERT™ Top Selling real estate agent. Albuquerque and Rio Rancho Information - Find local information on Albuquerque and Rio Rancho, New Mexico including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Ed Smith, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Ed Smith, a proven Albuquerque and Rio Rancho, New Mexico NUMBER1EXPERT™ Top Selling real estate agent. About Ed Smith - Information about Ed Smith including testimonials, guarantees, credentials, and contact information. Learn why Ed Smith is a proven Albuquerque and Rio Rancho, New Mexico NUMBER1EXPERT™ Top Selling real estate agent. 
Please Sign Up For The Latest Listings and the Latest Real Estate News
About Appraisals >Refinancing Your Home
Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.
You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.
|
 |
| Q |
What is considered one of the key elements of the American dream?
|
| A |
Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year. |
 See More Real Estate Trivia > |
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
