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Welcome > Resources > Special Offers > Special Offers ...

Special Offers From Me To You!

Just for you, I've assembled some Special Offers. Choose one or all!

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.

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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.

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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.

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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!

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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.

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School Reports in Albuquerque and Rio Rancho, New Mexico

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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The Heritage Foundation

New Mexico Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Albuquerque and Rio Rancho

Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	What does the term Curb Appeal mean?
A	This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
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Ed Smith, REALTOR®, real estate agent and broker for Albuquerque and Rio RanchoNew Mexico home listings, property and land for sale - NUMBER1EXPERT(tm)

Ed Smith
RE/MAX Masters
6705-A Academy NE
Albuquerque, NM 87109
Cell: 505-263-4423
Fax: 505-883-9244
Toll Free: 1-800-753-2782
Email: edsmith@NUMBER1EXPERT.com
General Email: EdSmithTeam@comcast.net
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