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Everyone offers free school reports. Me too! Plus I offer more. As a top Albuquerque and Rio Rancho real estate agent, I can tell you things about the schools that no report generated by a computer will ever know. Remember, I consult with people moving to the Albuquerque and Rio Rancho, New Mexico area on a daily basis. It's my job to know, and my job to tell you. 

Call me for a first-hand experience of the local schools. Or fill out this form to send me a message right now. It's free and without obligation. I'll get back to you immediately with a phone call, a free report, or a brochure from a local school... 

What ages are your children? I'll tell you what your choices are for schools in Albuquerque and Rio Rancho. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
What is the most common name for a city in the United States?

A 
Fairview is the most common city name, according to the 1996 Top Ten of Everything Book.
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Ed Smith, REALTOR®, real estate agent and broker for Albuquerque and Rio RanchoNew Mexico home listings, property and land for sale - NUMBER1EXPERT(tm)

Ed Smith, Associate Broker, CRS, GRI
RE/MAX Masters

6705-A Academy NE
Albuquerque, NM 87109
Cell: 505-263-4423
Fax: 505-883-9244
Toll Free: 1-800-753-2782
Email: edsmith@NUMBER1EXPERT.com
General Email: EdSmithTeam@comcast.net

"I am celebrating 27 years of real estate in Albuquerque, Rio Rancho and surrounding areas!"

GRI REALTOR CRS Equal Housing MLS


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